Beginner’s Guide

If your looking for ways to save, here are some techniques that will help you create a savings plan.


1. Develop clear goals.

2. Establish goals for the next three to five years.

3. Long term goals can include: college education, retirement planning, and 401(k).


Beginner’s Guide

In order to create a financial plan and build for one’s future one must learn to save. We will provide you with tips and advice to help you learn how to save.


1. Build a budget Creating a budget will ensure you have sufficient resources to handle your expenses, while minimizing your debts.

2. Establish a secondary savings account Open an additional savings account aside from your checking account to ensure that you do not utilize your savings for your monthly household obligations.

3. Prioritize Deposit a portion of your monthly income directly into your savings account that is allocated for savings.

4. Emergency fund Establish an emergency fund which is separate from your other goals.